Health
Insurance

Health Insurance or medical insurance is a contract between the insurer and policyholder where the insurance company offers medical coverage to the insured up to the sum insured limit. Multiple benefits on health plans are available, like coverage for pre & post hospitalization, medical check-ups, room rent coverage, cashless facility, etc.

Medical inflation is increasing every day making treatments expensive. If you get hospitalized for a critical illness or lifestyle disease, you may end up losing all your savings. The only way to afford quality medical treatment during a health emergency is by buying a health insurance policy. Take a look at some of the top reasons to buy a health insurance plan below:

 

Beat Medical Inflation

 

Access to Quality Medical Treament

 

Safety from Lifestyle Diseases

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Reasons to buy Health Insurance

Health insurance plans offer a variety of health benefits to the insured depending on the plan. Following are the key benefits of buying a health insurance plan in India:

 

Hospitalization Expenses

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Pre & Post Hospitalization Expenses

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ICU Charges

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Benefits of 
Health Insurance

General Coverages & Exclusions

General Coverages

Most health insurance companies in India cover the following medical expenses under a health insurance policy:

  • In-patient Hospitalization Expenses .

  • Pre-existing Illnesses or Diseases 

  • Pre and Post Hospitalization Expenses 

  • Ambulance Charges 

  • Maternity Cover

  • Preventive Health Check-ups

  • Day Care Procedures

  • Home Treatment Cover

  • AYUSH Benefit

  • Mental Health Cover

General Exclusions
  • Unless there is an accidental emergency, claims arising during the initial 30 days of buying a health insurance plan are not covered.

  • Coverage of pre-existing diseases is subject to a waiting period of 2 to 4 years

  • Critical illnesses coverage usually comes with 90 days waiting period

  • Injuries caused by war/terrorism/ nuclear activity

  • Self-inflicted injuries or suicide attempts

  • Terminal illnesses, AIDS, and other diseases of similar nature

  • Cosmetic/plastic surgery, replacement of hormones surgery, etc.

  • Dental or eye surgery expenses

  • Bed rest/hospitalization and rehabilitation, common illnesses, etc.

  • Treatment/diagnostic tests and post-care procedures

  • Claims arising out of adventure sports injuries

Company Logo
Company Name
Company URL
Care Health Insurance
https://www.careinsurance.com
Star Health Insurance
https://www.starhealth.in
Liberty General Insurance
https://www.libertyinsurance.in
IFFCO-Tokio
https://www.iffcotokio.co.in
Shriram General Insurane
https://www.shriramgi.com
Royal Sundaram
https://www.royalsundaram.in
Reliance General
https://www.reliancegeneral.co.in/Insurance/Home.aspx
Go Digit
https://www.godigit.com
HDFC Ergo
https://www.hdfcergo.com
TATA AIG
https://www.tataaig.com
TATA AIG
https://www.tataaig.com
ICICI Lombard
https://www.icicilombard.com

Companies we work with

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Insurance Provider
Insurance Plan Type
Insurance Plan Name
Star Health
Women Care
STAR WOMEN CARE INSURANCE POLICY
Star Health
Individual / Family Plan
STAR COMPREHENSIVE INSURANCE POLICY
Star Health
Senior Citizen
SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY
Star Health
FHO
FAMILY HEALTH OPTIMA INSURANCE PLAN
Star Health
Health Insurance Plan for 50+
STAR HEALTH PREMIER INSURANCE POLICY
Star Health
Top Up
SUPER SURPLUS INSURANCE POLICY
Star Health
Other Plan
Medi Classic Insurance Policy (Individual)
Star Health
Other Plan
Star Cardiac Care Insurance Polic
Star Health
Other Plan
Star Health Gain Insurance Policy
Star Health
Other Plan
Star Cancer Care Gold (Pilot Product)
Star Health
Other Plan
Diabetes Safe Insurance Policy
Star Health
Other Plan
Star Criticare Plus Insurance Policy
Star Health
Other Plan
Star Special Care
Star Health
Other Plan
Star Out Patient Care Insurance policy
Star Health
Other Plan
Star Micro Rural and Farmers Care
Star Health
Other Plan
Young Star Insurance Policy
Star Health
Other Plan
Star Hospital Cash Insurance Policy
Star Health
Other Plan
Star Novel Coronavirus (nCov) (COVID-19) Insurance Policy (Pilot Product)
Star Health
Other Plan
Arogya Sanjeevani Policy, Star Health and Allied Insurance Co Ltd.
Star Health
Other Plan
Corona Rakshak Policy, Star Health and Allied Insurance Co Ltd.
Star Health
Other Plan
Star Cancer Care Platinum Insurance Policy
Star Health
Other Plan
Corona Kavach Policy, Star Health and Allied Insurance Co Ltd.
Star Health
Other Plan
Star Critical Illned Multipay Insurance Policy
Star Health
Other Plan
Star Health Assure Insurance Policy
Care Health Insurance
Health Insurance
Care Joy Maternity Insurance Plan with Baby Cover
Care Health Insurance
Health Insurance
Care Plus - Youth Health Insurance Plan
Care Health Insurance
Health Insurance
Care Freedom
Care Health Insurance
Health Insurance
Cancer Mediclaim
Care Health Insurance
Health Insurance
Care Senior
Care Health Insurance
Health Insurance
Critical Illness Insurance
Care Health Insurance
Health Insurance
Care Advantage
Care Health Insurance
Health Insurance
Care Heart
Care Health Insurance
Health Insurance
Care Classic
Care Health Insurance
Health Insurance
Care Super Top Up Plan
Care Health Insurance
Health Insurance
Care for 45+
Care Health Insurance
Family Insurance
Health Insurance Family Plan

Plans we offer